With HDB resale prices up 50% since 2020 and BTO waiting times stretching to five years, affordability and access are strangling young couples, singles, and retirees alike.

The 99-year lease model, once a cornerstone of stability, now looms as a ticking time bomb for ageing flats.

The PAP, WP, SDP and PSP have rolled out their housing manifestos, each claiming to fix voters' housing concerns.

But do they deliver?

PAP - more flats, same old tune

Flood the market with supply, tweak eligibilit, and tackle lease decay head-on

The PAP, Singapore’s ruling juggernaut, promises to build over 50,000 new HDB flats in three years—enough for an entire Ang Mo Kio town.

They’re doubling down on Shorter Waiting Time flats to cut BTO delays, exploring options for higher-income couples and singles, and pushing the Voluntary Early Redevelopment Scheme (VERS) to rejuvenate old estates like Kallang-Whampoa.

More flats don’t automatically mean cheaper flats

The Housing Price Index (HPI) ratio—median flat price to median income—hovers around 5-6, far from affordable for a $80,000-a-year household eyeing a $400,000 4-room BTO.

PAP’s reliance on grants, like the Enhanced CPF Housing Grant, is a band-aid, not a cure, when resale prices have soared 50% in five years.

VERS sounds promising but lacks teeth—its voluntary nature and vague compensation details leave residents guessing, unlike the more decisive Selective En bloc Redevelopment Scheme (SERS).

Expanding access for singles and higher-income groups is inclusive but risks diverting resources from lower-income families who can’t even dream of a $500,000 resale flat.

And while 50,000 flats sound impressive, global supply chain crunches and labor shortages could derail delivery, as seen in past construction delays.

Stability, not affordability

PAP’s plan is feasible, backed by HDB’s machine and approximately $1.2 trillion in reserves, but it’s incremental, not transformative.

PAP is betting on stability, not affordability, leaving young Singaporeans stuck in a cycle of grants and grit.

WP - bold on ideas, shaky on substance

The Workers’ Party takes a different tack, zeroing in on affordability with a promise to slash the HPI ratio to 3.0 or below—meaning a 4-room flat for a median-income family would cost no more than $240,000.

They propose 70-year BTO leases at lower prices, with an option to top up to 99 years, and a universal buy-back scheme to rescue retirees from depreciating flats.

To sweeten the deal, WP wants HDB to reacquire coffee shops and cap rents to inflation, easing living costs in estates.

Gutsy policy proposals but no clarity on how to fund it

WP's proposed housing policies speak directly to middle-class families and retirees crushed by prices.

An HPI of 3.0 would be a game-changer, making homeownership a reality, not a pipe dream.

The 70-year lease option is clever, offering flexibility for cash-strapped buyers, while the buy-back scheme tackles lease decay with precision, ensuring grannies in 40-year-old flats aren’t left penniless.

A very costly proposal

But ambition comes at a cost.

Dropping the HPI to 3.0 means slashing flat prices by 40-50%, requiring massive subsidies or land cost write-offs that could dent fiscal reserves or spike taxes.

The buy-back scheme, while noble, could cost billions if applied universally, and WP’s manifesto is mum on funding.

Worse, there’s no clear plan to boost flat supply, leaving waiting times untouched—a glaring blind spot when young couples are begging for faster BTOs.

WP’s heart is in the right place, but its wallet might not be.

PSP - radical vision, risky bet

The Progress Singapore Party swings for the fences with its Affordable Homes Scheme (AHS), scrapping BTOs to sell flats without land costs—recovered only on resale. This could halve prices, dropping a $400,000 flat to $200,000.

Singles aged 28+ get to buy 2- and 3-room flats anywhere, more flats will be built based on demand, and a Millennial Apartments Scheme offers short-term rentals in prime spots for young folks.

It’s a bold, youth-centric vision, promising to break the affordability curse and free CPF savings for retirement.

Revolutionary if it works, catastrophic if it flops

AHS is a stroke of genius on paper, tackling the root of high prices: land costs, which eat up half a flat’s value.

Letting singles buy at 28 in any estate is a nod to a growing demographic—30% of adults are single—while rental apartments cater to millennials delaying marriage.

But genius comes with glitches.

Deferring land costs guts government revenue ($20 billion yearly from land sales), risking budget shortfalls or reserve dips that Singapore’s fiscal hawks will savage.

Resale markets could tank as cheap new flats flood in, rattling homeowners’ wealth.

AHS demands a complete HDB overhaul, a bureaucratic nightmare to implement.

The Millennial Scheme sounds sexy but faces land scarcity in prime areas, limiting scale.

And PSP’s silence on lease decay is a fatal flaw—retirees with 30 years left on their flats get no lifeline.

It’s a high-stakes gamble: revolutionary if it works, catastrophic if it flops.

SDP - bold but tricky to execute

Slash prices with NOM flats, prioritize families, and secure retirements

The Singapore Democratic Party (SDP) proposes a transformative Non-Open Market (NOM) Scheme, selling HDB flats at cost—excluding land costs—for as low as S$70,000 (2-room) to S$240,000 (5-room).

NOM flats can’t be resold on the open market, only back to HDB, curbing speculation.

The Young Families Priority Scheme (YFPS) fast-tracks flat access for couples with kids, while singles, single parents, and low-income renters get broader eligibility.

An enhanced Lease Buy-Back Scheme offers seniors inflation-adjusted annuities, and a buffer stock of flats aims to slash waiting times.

A sophisticated Vickrey-Clarke-Groves (VCG) balloting system promises efficient allocation.

Affordability and inclusivity with a side of complexity

SDP’s NOM Scheme is a masterstroke for affordability, potentially cutting a 4-room flat from S$400,000 to S$160,000, freeing CPF savings for retirement and family needs.

YFPS directly tackles Singapore’s dismal 0.78 Total Fertility Rate by prioritizing young families, while inclusive policies for singles and single parents resonate with 30% of adults who are single.

The buffer stock and VCG system could shrink waiting times, addressing a key pain point.

The annuity-based Lease Buy-Back is a lifeline for retirees, ensuring dignity without depleting equity.

Bold but tricky to execute

NOM’s cost-recovery model, while appealing, risks government revenue losses similar to PSP’s AHS, though SDP’s resale restrictions may stabilize markets better.

Converting existing flats to NOM could spark legal or financial disputes over compensation.

The VCG system, while innovative, may confuse applicants unused to bidding premiums, and maintaining a buffer stock demands precise demographic forecasting to avoid oversupply.

Funding grants for low-income households (up to S$60,000) and annuities could strain reserves without clear fiscal plans.

SDP’s vision is bold and inclusive but hinges on complex execution and public buy-in.

Verdict

Singapore’s housing crisis—skyrocketing prices, endless waits, and lease decay—demands more than manifesto bravado.

• PAP offers stability and supply but ducks affordability, betting voters will trust its track record over flashy fixes. Its plan will keep the system humming but won’t ease the squeeze.

• WP’s price-slashing ambition and retiree focus hit the mark but stumble on funding and supply, risking empty promises. Its heart is right, but its math is shaky.

• PSP’s radical AHS and youth appeal are electrifying but teeter on fiscal recklessness, ignoring older voters’ fears and homeowners who see housing as their nest egg. Its vision is thrilling but could crash the economy.

• SDP balances affordability, inclusivity, and demographic fixes with NOM flats and family-focused policies, but its complex mechanisms and revenue risks need ironclad execution. Its plan is ambitious but navigates a tightrope.

GE2025’s housing debate exposes a truth - no party has a silver bullet. Voters must weigh stability against bold reform, affordability against fiscal prudence, and inclusivity against execution risks.

Comparative Analysis

The manifestos of the People’s Action Party (PAP), Workers’ Party (WP), Progress Singapore Party (PSP), and Singapore Democratic Party (SDP) for the 2025 Singapore General Election reveal a spectrum of priorities, as summarized in the following table:

This table highlights the diversity in approach, with PAP focusing on continuity, WP on balanced reform, PSP on transformative change, and SDP on social justice and democratic overhaul.

Critical Insights

1. Addressing Public Concerns:

   • PAP: Targeted subsidies (e.g., Assurance Package) provide immediate relief but may not address root causes like rising costs, appealing to those prioritizing stability.
   • WP: GST exemptions and a $1,600 minimum wage offer practical relief, balancing affordability with feasibility, suitable for middle-class voters.
   • PSP: Reducing GST to 7% and deferring HDB land costs are bold, voter-friendly moves, but fiscal risks may concern cautious voters.
   • SDP: Abolishing GST on essentials and taxing the top 1% directly tackle inequality, appealing to lower-income groups, but lack of cost estimates raises feasibility questions.

2. Housing:

   • PAP: Over 50,000 new flats increase supply, with VERS addressing lease decay, maintaining market stability.
   • WP: 70-year leases and buy-back schemes focus on affordability, offering a middle-ground solution.
   • PSP: AHS excludes land costs for affordability, with Millennial Apartments addressing youth needs, but market disruption is a risk.
   • SDP: The $270,000 NOM Scheme cap is innovative but lacks specifics on flat types or fiscal impact. Building more flats is vague without a supply target, unlike PAP’s 50,000 or PSP’s 20,000/year.

3. Governance and Democracy:

   • PAP: Prioritizes stability and anti-corruption, avoiding structural reforms.
   • WP: Proposes an Ombudsman and GRC abolition for accountability, balancing reform with pragmatism.
   • PSP: Freedom of Information Act and GRC abolition push transparency, appealing to reformists.
   • SDP: POFMA reform, constitutional changes, and GLC divestment are radical, aligning with its democratic ethos, but may face resistance in Singapore’s conservative political culture.

4. Economic Growth:

   • PAP: Balances local and global needs, supporting PMETs and businesses.
   • WP: Enhances local talent via SkillsFuture, maintaining economic competitiveness.
   • PSP: A $2,250 minimum wage risks business costs but benefits workers.
   • SDP: Minimum wage and foreign labor reduction prioritize locals but lack specific figures, potentially disrupting Singapore’s globalized economy.

5. Social Safety Net:

   • PAP: Strengthens ComCare and Silver Support, building on proven systems.
   • WP: Simplifies assistance, focusing on healthcare and retirees.
   • PSP: Introduces caregiver allowances and MediSave expansion, resembling a basic income model.
   • SDP: NHIF and free maternal/pediatric care are ambitious but lack costings, while the Malay community plan and gender equality initiatives address inclusivity without specific actions.

Overall Assessment

• PAP: Appeals to voters valuing economic stability, strong governance, and proven leadership, attracting conservative voters, older generations, and middle to upper-income brackets. Its continuity is robust but may seem out-of-touch with reformists.

• WP: Offers a credible, pragmatic alternative, appealing to middle-class families, younger voters concerned about housing and education, and those desiring a stronger check on PAP. Its balanced approach is feasible but may lack transformative vision.

• PSP: Presents a bold platform for change, drawing support from younger demographics, lower-income workers, and reformists willing to risk significant change. Its ambition is appealing but faces feasibility challenges.

• SDP: Champions social justice and democratic reform, appealing to lower-income groups, youth, and reformists frustrated with inequality and governance restrictions. Its radical proposals (e.g., abolish PSLE, scrap CPF Minimum Sum) resonate with those seeking systemic change but risk alienating moderates due to limited electoral track record and vague costings.

The election outcome on May 3, 2025, will hinge on voter priorities—stability versus change—and how each party builds trust amid economic and social challenges.

The People's Action Party (PAP) launched their manifesto last Thursday (Apr 17), titled "Changed World, Fresh Team, New Resolve – Securing a Brighter Future for You."

Manifesto focuses on economic growth, education, social support, healthcare, housing, sustainability, arts, and social cohesion, with detailed initiatives in each area.

Here are the key points:

Economic Growth and Business Competitiveness

The PAP, as the ruling party, launched its manifesto on April 17, 2025, titled "Our Manifesto, Our Promise," at Infinite Studios. Prime Minister Lawrence Wong emphasized navigating global changes and defending Singapore's interests. Key proposals include:

• Enhancing support for Professionals, Managers, Executives, and Technicians (PMETs) to thrive in a dynamic economy.
• Nurturing Singaporean corporate leaders to drive local and global success, ensuring leadership in key industries.
• Strengthening fair employment practices through legislation like the Workplace Fairness Act to protect workers' rights.
• Maintaining Singapore's reputation as a reliable business hub, crucial for attracting foreign investment.
• Investing in transport and digital infrastructure to enhance connectivity and efficiency, supporting business operations.
• Adopting cutting-edge technologies, including Artificial Intelligence (AI), to boost productivity and innovation.
• Securing clean energy sources, with exploration of nuclear power, to ensure sustainable economic growth.
• Easing cost-of-living pressures through tax rebates and the Progressive Wage Credit Scheme, directly benefiting lower-income workers.
• Enabling businesses to upgrade productivity through technological and operational advancements.
• Facilitating access to manpower and capital for businesses to scale and innovate.
• Supporting companies in expanding into new markets, enhancing Singapore's global economic footprint.

Education and Skills Development

Education is framed as a cornerstone for future success, with a focus on inclusivity and lifelong learning:

• Redefining success to value diverse talents, moving beyond traditional academic metrics to recognize varied abilities.
• Customizing education to cater to diverse abilities and interests, ensuring no student is left behind.
• Investing in teachers' professional development to maintain high educational standards and adapt to new teaching methods.
• Partnering with parents, industry, and communities to deliver holistic education, fostering well-rounded development.
• Building four new Special Education (SPED) schools by 2030 to support students with special needs.
• Establishing additional early intervention centers to identify and support developmental needs early.
• Extending the Development Support-Learning Support Programme to more preschools, enhancing early childhood education.
• Empowering Singaporeans to reskill and upskill through accessible programs, preparing them for future job markets.
• Supporting companies in redesigning jobs and investing in worker training, aligning education with industry needs.
• Introducing the SkillsFuture Jobseeker Support Scheme to aid job seekers, particularly during economic transitions.

This pillar aims to build a flexible and inclusive education system, though challenges may arise in scaling these initiatives effectively.

Social Support and Inclusion

Social support is a critical focus, aiming to uplift vulnerable groups and ensure inclusivity:

• Strengthening ComCare and Silver Support schemes to provide financial assistance to low-income and elderly citizens.
• Enhancing Workfare to support lower-wage workers, ensuring they benefit from economic growth.
• Extending Progressive Wages to more sectors, aiming to raise wages for lower-income workers systematically.
• Providing individualized support for lower-income families via ComLink+, tailoring assistance to specific needs.
• Increasing childcare subsidies for disadvantaged families to ensure regular preschool attendance, promoting early education.
• Strengthening post-18 transitions for young adults, supporting their entry into the workforce or further education.
• Boosting employment opportunities for Persons with Disabilities (PwDs) through targeted initiatives, promoting inclusivity.
• Increasing subsidies for adult disability services to improve accessibility and quality of care.
• Piloting community living models for independent living, empowering PwDs to live autonomously.

These measures aim to create a more inclusive society, though their impact may vary based on funding and community uptake.

Healthcare and Well-Being

Healthcare initiatives are designed to cover the entire lifespan, ensuring comprehensive care:

• Launching Grow Well SG for children and adolescents, focusing on early health and development.
• Implementing Healthier SG for adults, promoting preventive care and healthy lifestyles.
• Introducing Age Well SG for seniors, ensuring dignified aging with adequate support.
• Innovating healthcare delivery through the Queenstown Health District, serving as a model for integrated care.
• Adding 13,600 new hospital beds over five years to meet growing healthcare demands.
• Redeveloping Alexandra Hospital to enhance facilities and services.
• Opening Eastern General Hospital by 2030, expanding healthcare capacity in the east.
• Growing the healthcare and nursing workforce to address staffing shortages and improve care quality.
• Establishing a National Mental Health Office to coordinate efforts and expand access to mental health services.
• Expanding access to mental health services across communities, addressing a critical public health need.

These initiatives aim to build a robust healthcare system, though challenges may include workforce retention and funding sustainability.

Housing and Urban Development

Housing remains a priority, addressing both supply and quality of living:

• Building over 50,000 new HDB flats in three years, equivalent to an entire Ang Mo Kio town, to meet housing demand.
• Increasing Shorter Waiting Time flats to reduce waiting periods for new homes.
• Exploring public housing options for higher-income couples and singles, expanding access to HDB housing.
• Ensuring a stable and sustainable property market through decisive measures, balancing supply and demand.
• Rejuvenating HDB towns through the Voluntary Early Redevelopment Scheme (VERS), with examples like Mount Pleasant, Kallang-Whampoa ("white flats"), and Bayshore (waterfront living at East Coast Park).

These efforts aim to ensure affordable and quality housing, though market dynamics may pose implementation challenges.

Sustainability and Green Spaces

Sustainability is a key focus, balancing urban development with environmental care:

• Creating 25 new parks to enhance green spaces for recreation and biodiversity.
• Developing 50km of park connectors to improve connectivity for pedestrians and cyclists.
• Establishing 13 therapeutic gardens to support mental and physical well-being.
• Developing a second marine park at Lazarus South and Kusu Reef, protecting marine ecosystems.
• Building new MRT lines, including Jurong Regional and Cross-Island Lines, to enhance public transport.
• Extending existing MRT lines and enhancing bus services to improve accessibility and reduce car dependency.

These initiatives aim to create a sustainable urban environment, though their success may depend on community engagement and funding.

Arts, Culture, and Sports

Arts and culture are highlighted as vital for quality of life and national identity:

• Expanding the SG Culture Pass to provide broader access to cultural experiences, promoting arts appreciation.
• Promoting early arts exposure in schools and preschools, fostering creativity from a young age.
• Offering more arts apprenticeships and scholarships to support emerging artists.
• Providing additional arts spaces and support for artists, enhancing the cultural ecosystem.
• Establishing a new Museum of Design to showcase creativity and innovation.
• Developing Kallang Alive, including a new indoor arena and home for Team Singapore, boosting sports infrastructure.
• Building new sports facilities in Clementi, Punggol, and Toa Payoh, and upgrading existing ones in Hougang, Pasir Ris, and Queenstown.

These efforts aim to enrich cultural and sporting life, though their impact may vary based on public participation.

Social Cohesion and Civic Engagement

Social cohesion is framed as essential for national unity and resilience:

• Fostering a strong Singaporean identity rooted in shared values and experiences.
• Upholding multi-racial and multi-religious values, ensuring harmony and inclusivity.
• Enhancing integration efforts to build a cohesive society, particularly for new citizens.
• Maintaining Singapore as an oasis of peace, emphasizing stability in a turbulent world.
• Nurturing a culture of giving by connecting donors and volunteers with those in need, promoting community support.
• Increasing avenues for civic participation, empowering citizens to contribute to nation-building.
• Strengthening partnerships between the government and the people, fostering collaborative governance.

These measures aim to build a united and engaged society, though their effectiveness may depend on community buy-in.

Summary Table

The Singapore Democratic Party (SDP) released its manifesto for Singapore's 2025 General Election under the slogan “Thrive, Not Just Survive,” presenting a comprehensive set of policy proposals to address key national issues.

1. Cost of Living

The SDP highlights Singapore’s rising cost of living, driven by high housing prices, healthcare costs, and regressive taxation like the Goods and Services Tax (GST). The party critiques policies that burden the middle and lower classes while wealth concentrates among the elite.

• Tax Reforms:
  • Abolish GST on essential items (e.g., food, medicine, school supplies) to reduce costs of necessities. No specific list of items or fiscal impact estimate is provided.
  • Increase income tax on the top 1% of earners to fund social programs. No tax rate or revenue target is specified.
  • Reinstate estate duty to address wealth inequality. No thresholds, rates, or expected revenue are detailed.
• Ministerial Salary Reduction:
  • Cut ministerial salaries significantly, redirecting savings to aid lower-income households. No specific reduction amount or savings estimate is provided (current ministerial salaries: ~S$1.1M–S$3.2M annually, 2022 data).
• Minimum Wage:
  • Introduce a minimum wage to ensure a living wage. No specific wage amount (e.g., S$2,000/month) or implementation timeline is stated.
• Economic Transparency:
  • Enhance transparency in managing national reserves to ensure equitable use. No mechanisms (e.g., audits, parliamentary oversight) or reserve figures are specified.

2. Housing

The SDP criticizes the high cost of Housing and Development Board (HDB) flats, driven by land costs and the 99-year lease decay issue. The party proposes restructuring the housing system to prioritize affordability and sustainability.

• Non-Open Market (NOM) Scheme:
  • Cap HDB flat prices at S$270,000, excluding land costs, with flats sold back to HDB upon resale to maintain affordability. No details on flat types (e.g., 3-room, 4-room) or locations covered are provided (2024 BTO prices: ~S$300,000–S$600,000).
• Voluntary En-bloc Redevelopment Scheme (VERS):
  • Introduce a sustainable VERS to address lease decay, enabling collective redevelopment. No specifics on funding, scale, or eligible estates are mentioned.
• Increase Housing Supply:
  • Build more affordable flats to meet demand, reducing waiting times and prices. No specific figure for annual flat supply (e.g., 20,000 flats/year, as in 2024 HDB data) or demand metrics (e.g., marriage rates) is provided.

3. Jobs and Wages

The SDP aims to prioritize Singaporeans in employment, reduce reliance on foreign labor, and address wage stagnation, particularly for Professionals, Managers, Executives, and Technicians (PMETs), in a workforce where foreign workers comprise ~39% (2024 data).

• Minimum Wage:
  • Implement a minimum wage to ensure a living wage. No specific amount or benchmark (e.g., S$2,000/month) is provided.
• Talent Track Scheme:
  • Introduce a points-based system for foreign PMETs, prioritizing Singaporeans for hiring and retrenchment protection. No criteria (e.g., skills, experience) or quotas are specified.
• Foreign Labor Reduction:
  • Gradually reduce reliance on foreign workers to create opportunities for Singaporeans. No target percentage (e.g., from 39% to 30%) or timeline is stated.
• CPF Minimum Sum Reform:
  • Eliminate the CPF Minimum Sum Scheme (Full Retirement Sum: ~S$213,000, 2024) to provide retirement flexibility. No alternative savings mechanism is proposed.

4. Social Safety Net

The SDP seeks to strengthen social support, focusing on healthcare, marginalized communities, and gender equality, replacing complex schemes with accessible programs.

• National Health Investment Fund (NHIF):
  • Replace the 3M system (Medisave, Medishield, Medifund) with NHIF, where citizens contribute a fixed monthly amount, and the government funds the rest via taxes. No contribution amount (e.g., S$50/month) or total cost estimate is provided.
  • Make maternal and pediatric care mostly free. No scope (e.g., age limit for pediatric care) or budget is specified.
• Malay Community Upliftment:
  • Implement a 10-point plan to address economic inequality, education access, and discrimination. No specific actions (e.g., scholarship funding, employment quotas) or metrics are detailed.
• Gender Equality:
  • Promote women’s rights via the SDP Women’s Wing, focusing on healthcare, work-life balance, and anti-discrimination. No specific programs (e.g., subsidies, leave policies) or funding is outlined.

5. Education

The SDP critiques Singapore’s exam-driven education system for fostering stress and inequality, proposing reforms to prioritize holistic development.

• Abolish PSLE:
  • Eliminate the Primary School Leaving Examination (PSLE) to reduce student stress. No replacement assessment (e.g., portfolios) or transition plan is detailed.
• Smaller Class Sizes:
  • Reduce class sizes to improve learning. No target size (e.g., from 33.6 to 25 for primary, 2023 data) or funding estimate is provided.
• Holistic Curriculum:
  • Emphasize critical thinking, creativity, and socio-emotional skills. No specific curriculum changes or teacher training plans are outlined.
• Equal Opportunities:
  • Address socio-economic disparities in education. No interventions (e.g., subsidies) or disparity metrics (e.g., low-income student percentage) are specified.

6. Governance

The SDP addresses concerns over the People’s Action Party’s (PAP) dominance and restrictions on freedom of expression, seeking to enhance transparency and civil liberties.

• Ministerial Salaries:
  • Reduce ministerial salaries to align with public service ethos. No specific reduction amount is provided.
• Freedom of Speech:
  • Reform laws like the Protection from Online Falsehoods and Manipulation Act (POFMA) to protect constitutional rights. No specific mechanisms (e.g., judicial oversight) are detailed.
• Constitutional Reforms:
  • Strengthen civil liberties through constitutional amendments. No specific articles or amendments are specified.
• Government-Linked Companies (GLCs):
  • Divest inefficient GLCs to foster competition. No list of targeted GLCs or economic impact estimates is provided.
• Regional Democratic Partnerships:
  • Foster partnerships with democratic neighbors (e.g., Malaysia, Indonesia). No specific agreements or initiatives are outlined.

7. Environment

The SDP emphasizes environmental sustainability, addressing climate change and resource management in a densely populated nation.

• Climate Commitments:
  • Strengthen adherence to the Paris Agreement through emissions targets and renewable energy. No specific targets (e.g., 50% emissions cut by 2030) are provided.
• Electric Vehicles (EVs):
  • Provide incentives for EV adoption to reduce emissions. No details on subsidies (e.g., amount per vehicle) or infrastructure (e.g., charging stations) are included.
• Population Control:
  • Oppose population growth to 10 million, rejecting long-term planning scenarios (e.g., 2013 White Paper). No alternative population cap (e.g., 6M) is proposed.
• Haze Pollution:
  • Enforce the Transboundary Haze Pollution Act. No specific actions (e.g., fines, regional agreements) are detailed.
• Waste Reduction:
  • Reduce single-use packaging. No targets (e.g., 50% reduction by 2030) or mechanisms (e.g., bans) are specified.

Conclusion

Launched ahead of the May 3, 2025, General Election, the SDP’s manifesto reflects its social liberal democratic vision, emphasizing affordability, equity, and sustainability.

Key proposals, such as the S$270,000 HDB price cap and opposition to a 10 million population, include specific figures, but most policies (e.g., building more flats, minimum wage, class size reductions) lack quantitative details, such as numerical targets or cost estimates.

Implementation challenges include fiscal costs (e.g., NHIF, GST exemptions), political resistance to bold reforms (e.g., PSLE abolition, GLC divestment), and the SDP’s limited electoral success (no seats since 1997).

The Workers' Party (WP) released its manifesto for Singapore's 2025 General Election last Thursday (Apr 17) titled “Working for Singapore.”

The 122-page document, launched at the WP headquarters, outlines 125 policy proposals across five key areas: affordability and cost of living, economic growth and opportunities, inclusion and equality, accountability and democracy, and security and geopolitics.

Below is a detailed, reorganized summary of the manifesto’s key points, structured for clarity and coherence.

1. Affordability and Cost of Living

The WP proposes a range of measures to address Singapore’s high cost of living, focusing on transparency, alternative revenue sources, financial safety nets, and affordability of essential services and goods.

• Transparency in Cost Management: Establish a Standing Parliamentary Committee on Cost of Living to monitor and ensure transparency in addressing living expenses.

• Alternative Revenue Sources: Reduce reliance on Goods and Services Tax (GST) by:

  • Recognizing revenue from land sales over the first 9 years immediately.

  • Increasing the Net Investment Returns Contribution (NIRC) from 50% to 60%.

  • Introducing taxes on alcohol, carbon, and tobacco.

  • Implementing a net wealth tax of 0.5-2% on the top 1% of wealth holders.

  • Setting a minimum corporate tax rate of 15%.

• GST Exemptions: Exempt essential items, such as basic food, from GST to lower costs for households.

• Redundancy Insurance Scheme: Introduce a scheme providing 40% of the last drawn salary for 6 months, capped at 40% of median income, funded by a 0.1% monthly premium shared between employers and employees.

• Retrenchment Benefits: Mandate retrenchment benefits for private sector employers with 25 or more employees.

• National Minimum Wage: Set a minimum wage of $1,600 for full-time workers, pro-rated for part-time workers.

• Tiered Utility Pricing: Implement tiered pricing for electricity and water with a graduated Water Conservation Tax ranging from 30-60%.

• Healthcare Affordability:

  • Lift the MediSave cap for individuals over 60 to increase access to savings for medical expenses.

  • Introduce the Silver Living Development Scheme for affordable assisted living facilities.

  • Include persons with disabilities (PwDs) in Community Health Assist Scheme (CHAS) subsidies.

  • Establish a National Cancer Care Appeals Board to handle complex cancer cases.

• Housing Affordability:

  • Ensure the Housing Price Index (HPI) ratio is ≤3.0 for first-time Build-To-Order (BTO) buyers.

  • Offer 70-year BTO leases at lower prices with an option to extend to 99 years.

  • Implement a universal buy-back scheme for ageing HDB flats.

• Support for Local Businesses:

  • Have the National Environment Agency (NEA) manage hawker centres to keep costs low.

  • Have the Housing Development Board (HDB) reacquire coffee shops to control rental prices.

  • Have JTC Corporation expand low-rent industrial spaces for small businesses.

  • Cap rental growth to the rate of inflation.

• Education Subsidies:

  • Extend preschool fee assistance to all preschools in HDB estates.

  • Equalize Special Education (SPED) school fees to $13 per month.

• Transport Affordability:

  • Reduce Certificate of Entitlement (COE) volatility by redistributing quotas, categorizing motorcycle COEs by value, requiring private hire cars to be in the Open category, and ensuring equitable Electronic Road Pricing (ERP) 2.0 with discounts.

  • Establish a National Transport Corporation (NTC) to operate public transport on a non-profit basis.

  • Provide free off-peak public transport for seniors and PwDs.

  • Increase subsidies for school buses for students with disabilities.

2. Economic Growth and Opportunities

The WP aims to foster economic growth by prioritizing local talent, supporting small businesses, and preparing for an ageing population through innovative industries and financial reforms.

• Local Talent Development:

  • Tie Employment Pass (EP) renewals to skills transfer programs to benefit local workers.

  • Introduce fixed-term passes for industries with fewer local shortages.

  • Track and report Key Performance Indicators (KPIs) for foreign worker employment.

  • Expand intakes at Institutes of Technical Education (ITE), polytechnics, and universities for Shortage Occupation List (SOL) roles.

  • Lower the SkillsFuture mid-career qualifying age to 35.

  • Offer interest-free SkillsFuture education loans for Continuing Education and Training (CET).

  • Allow SkillsFuture Credit to be used for AI subscriptions.

  • Align curriculum with labor market needs through feedback loops.

  • Subsidize tradespersons licensing courses for those under 40 and enforce licensing.

  • Track skills-related underemployment to address workforce mismatches.

• Support for SMEs:

  • Train managers in leadership skills to improve business efficiency.

  • Benchmark salaries by sector to ensure competitiveness.

  • Streamline grants for green transitions, such as the Energy Efficient Grant.

  • Establish an Export-Import Bank (Exim Bank) to support exports, Foreign Direct Investment (FDI), digitalization, and sustainability.

• Retirement Age Reform: Abolish the statutory retirement age, complementing the Workplace Fairness Act 2025, without affecting the CPF Payout Age.

• Silver Industries: Develop telemedicine, healthtech, mobility tech, elderly nutrition, and assisted living solutions to cater to nearly 1 million elderly by 2030.

• CPF Enhancements:

  • Offer an option to co-invest with the Government of Singapore Investment Corporation (GIC) for higher returns.

  • Provide special dividends from GIC returns.

  • Review the CPF Ordinary Account (OA) interest rate formula.

  • De-link the HDB loan rate from the CPF OA rate, pegging it to 0.1% above the 3-month fixed deposit rate, with a floor of 2.6%.

3. Inclusion and Equality

The WP seeks to promote social equity by addressing poverty, supporting vulnerable groups, and ensuring fair access to education, healthcare, and employment opportunities.

• Social Outcome Tracking: Publish a developmental dashboard covering GDP, inequality, participation, health, and climate goals; adopt the ILO Social Protection Framework; issue annual reports.

• Poverty Line: Set an official poverty line through a committee with government, civil society, and academia; peg assistance thresholds to this line.

• Support for Parents and Caregivers:

  • Extend childcare leave per child up to age 12.

  • Establish Family Care Leave of up to 6 days per year, with the first 3 days employer-paid.

  • Provide additional leave for multiple care recipients.

  • Compensate caregivers with tiered payments and CPF contributions.

  • Expand the Home Caregiving Grant to $600 per month for Instrumental Activities of Daily Living (IADLs).

  • Create a single support point for parents of disabled children.

  • Expand the Early Intervention Programme for Infants and Children (EIPIC).

  • Expand respite care with subsidies for lower-income families.

  • Offer tax relief for employers with re-entry programs.

• Gender Health Gap: Include peri/menopausal check-ups and physiotherapy subsidies in Healthier SG, and provide support for mothers.

• Dental Care: Expand subsidies and allow MediSave use for dental care from age 60 by mid-2026.

• Polyclinic Access: Increase walk-in slots at polyclinics for seniors and PwDs.

• Education Reforms:

  • Reduce class sizes to 23 (from 29-33, compared to OECD’s 21-24).

  • Implement later school start times: primary at 8:00 am, secondary at 8:30 am, post-secondary at 9:00 am.

  • Offer an optional 10-year through-train programme from Primary 1 to Secondary 4, eliminating the Primary School Leaving Examination (PSLE).

  • Introduce a Teach for Singapore scheme for dual-trained teachers.

  • Centralize tuition for low-income students on school premises with Edusave incentives.

• SkillsFuture for PwDs: Enhance SkillsFuture programs to better support persons with disabilities.

• Housing for Singles: Lower the minimum age for buying BTO flats for singles to 28.

• Ethnic Integration Policy: Abolish block quotas while retaining neighborhood quotas.

• Foreign Spouses: Implement a points-based residency system with transparent rejection reasons.

• Workplace Fairness:

  • Require employers with 10 or more employees to report gender pay gaps.

  • Ban non-compete clauses for mid- and low-level employees.

  • Enhance the Workplace Fairness Act to better protect PwDs.

  • Revert the Working Mother’s Child Relief (WMCR) to a percentage-based system with a $1,000 tax credit for mothers earning less than $25,000.

• National Holidays: Reinstate Thaipusam as a national holiday, bringing the total to 12 holidays.

4. Accountability and Democracy

The WP proposes reforms to strengthen democratic institutions, enhance transparency, and ensure fair elections and governance.

• Accountability Mechanisms:

  • Establish an Office of Ombudsman to investigate complaints and publish annual reports.

  • Set up Select Committees for each ministry to oversee operations.

  • Form a non-partisan Parliamentary Budget Office to evaluate policy proposals.

  • Reform the Presidential Council for Minority Rights (PCMR) to be non-political with fixed terms.

  • Enhance the Ministerial Code with independent assessments by the Auditor-General and judges.

  • Regulate lobbying with a public register.

• Voice and Agency:

  • Lower the voting age to 18 to increase youth participation.

  • Safeguard the independence of institutions like the National Anti-Corruption Commission (NACC), Elections Department (ELD), and Electoral Boundaries Review Committee (EBRC) under multi-partisan oversight.

  • Prohibit close relatives or political appointees from holding key positions in these institutions.

• Anti-Corruption and Elections:

  • Reconstitute the Corrupt Practices Investigation Bureau (CPIB) as the NACC, led by an independent Commissioner, Deputy Commissioners, and CEO, overseen by a multi-partisan Parliamentary Committee.

  • Ensure ELD and EBRC operate independently from the Prime Minister’s Office (PMO).

• Electoral Reforms:

  • Abolish Group Representation Constituencies (GRCs), Non-Constituency Member of Parliament (NCMP), and Nominated Member of Parliament (NMP) schemes.

  • Revert all GRCs to Single Member Constituencies (SMCs).

  • Require parties to field multiracial slates.

  • Amend Article 49 to hold by-elections within 3 months for vacant SMCs.

• Presidency Reforms:

  • Revert to a ceremonial President appointed by Parliament.

  • Establish a separate Senate for discretionary powers.

  • Allow Parliament to overturn Senate veto with a three-quarters majority.

• Local Governance: Abolish the Office of the Mayor and devolve its roles to other structures.

• Advertising Transparency:

  • Require public sector and political advertising to declare sponsored content, disclose spending, measure effectiveness, and apply ROI tests.

  • Mandate political parties and candidates to disclose payments to digital content creators.

• Labor Rights:

  • Allow independent trade unions.

  • Review the tripartite system.

  • Permit workers to form non-NTUC associations.

• Information Access:

  • Institute a Freedom of Information Act for citizen requests.

  • Declassify National Archives after 25 years, with “Secret” material subject to requests.

  • Release Cabinet papers after 40 years.

  • Publish government population projections for 2040 and 2050.

5. Security and Geopolitics

The WP proposes reforms to strengthen judicial independence, enhance public safety, promote environmental sustainability, and bolster national defense and diplomacy.

• Judicial Reforms:

  • Enhance judicial oversight of ministerial decisions under acts like the Foreign Interference (Countermeasures) Act (FICA) and Protection from Online Falsehoods and Manipulation Act (POFMA), with court appeals and in-camera proceedings for national security.

  • Protect judicial independence by removing fixed-term Judicial Commissioners.

  • Amend the Administration of Justice Act to remove government immunity.

  • Restore the “real risk” threshold for scandalizing the judiciary.

  • Separate the Attorney-General’s roles into Public Prosecutor and Government Legal Advisor.

  • Raise judges’ retirement age from 65 to 70.

  • Have capital cases decided by a tribunal of two judges with unanimous decision.

  • Remove the mandatory death penalty.

• Policing and Scams:

  • Enhance scam protections with an insurance scheme, a $500 consumer liability cap, and a Scam Victim Restitution Fund.

  • Have the Competition and Consumer Commission of Singapore (CCCS) enforce standards.

  • Safeguard arrested persons’ rights with legal information, early lawyer access, and video-recorded interviews.

  • Establish an Independent Police Complaints Commission.

• Community Organizations:

  • Depoliticize taxpayer-funded organizations.

  • Abolish the Grassroots Advisor (GRA) position in the People’s Association (PA), led by neutral civil servants.

  • Foster ground-up National Sports Associations (NSAs).

  • Create an independent arts body for licensing and grants.

• Environmental Sustainability:

  • Balance urban development with stronger environmental laws.

  • Monitor land use and designate secondary forests as reserves.

  • Conduct public Environmental Impact Assessments (EIAs).

  • Increase renewables to 30% by 2030, 40% by 2035, and 50% by 2040.

  • Track natural capital in national income.

  • Preserve forests and mangroves.

  • Address greenwashing.

  • Make public EIAs and Environmental Management and Monitoring Plans (EMMPs).

• Anti-Discrimination:

  • Legislate against discrimination.

  • Survey workplace harassment.

  • Criminalize uncovered behaviors.

• National Defense:

  • Strengthen countermeasures against grey zone tactics.

  • Increase surveillance.

  • Enhance defense agreements.

  • Promote media literacy in schools and National Service (NS).

  • Protect subsea interests.

  • Enhance repair capabilities.

  • Implement psychological fitness assessments like the US Army General Assessment Tool (GAT).

  • Provide resilience training.

  • Defend digital space with Digital and Intelligence Service (DIS) integration.

  • Establish a vulnerability equities process.

• Security Budgets:

  • Raise National Servicemen Full-time (NSFs)’ salaries to the median $1,600 per month, renamed “NS salary” with CPF contributions.

  • Ensure equal opportunities in the Singapore Armed Forces (SAF).

  • Provide fair representation.

  • Increase transparency in the Ministry of Defence (MINDEF) budget, currently $23.44 billion for FY2025, with $22.0 billion for military expenditure, broken down into equipment, maintenance, allowances, and salaries.

  • Grant Public Accounts Committee access.

• Internal Resilience:

  • Maintain domestic manufacturing for essentials.

  • Grant legislative powers for emergencies.

  • Increase local farm uptake to 30% of nutritional needs by 2030.

  • Establish long-term contracts with institutional buyers.

  • Repeal the Internal Security Act (ISA).

  • Replace ISA with an anti-terrorism law with limited detention and court trials.

• Diplomacy and Trade:

  • Strengthen ASEAN with majority voting, enforcement, collaboration, and people-to-people exchanges.

  • Support Myanmar stability via the ASEAN Five-Point Consensus.

  • Enforce arms export bans.

  • Support maritime peace in East Asia.

  • Encourage adherence to the United Nations Convention on the Law of the Sea (UNCLOS).

  • Finalize the South China Sea (SCS) Code of Conduct.

  • Recognize the State of Palestine and support a two-state solution.

  • Establish a Singapore Agency for International Development for Official Development Assistance (ODA), focusing on Southeast Asia.

Conclusion

The WP’s manifesto builds on its 2020 manifesto, retaining unimplemented proposals and introducing new ones based on resident feedback.

The party emphasizes that its policies are developed independently of the ruling People’s Action Party (PAP), focusing on gaps in existing systems.

While the WP’s proposals are ambitious, their feasibility depends on parliamentary support and economic conditions.

For instance, the wealth tax and GST exemptions may face resistance due to fiscal implications, while electoral reforms like abolishing GRCs could spark debate over representation.

The WP’s focus on affordability and equality resonates with public concerns, but implementation would require careful prioritization and collaboration.